Posted on November 26, 2012
It is that time again when you cannot get away from the commercial hype of the season. Everywhere you go, everything you listen to and all that you see is drumming into your head that it is time to spend, spend, and spend.
When I work with people and get them to do some budgeting with their expenses, I often tell them to track their expenses in December and January. Why, because they are often your most expensive and least expensive months respectively. After all, who wants to be a Scrooge and how few of us have money left over for luxuries in January?
Posted on November 13, 2012
Just over a year ago, my family and I decided to take the plunge and get a dog. What type of dog should we get was the first question that we put our minds to and after much consternation we elected to get a German Shepherd puppy. We decided to do this through a breeder in Ontario. We checked out her website and through the wonders of computers we narrowed it down to a couple of choices. That Sunday we got into the car and drove the two hours to visit the breeder and see firsthand which one was going to become part of our family.
Posted on October 23, 2012
Only a true financial planner or financial planning team can help the general public.
You may not agree with the above statement but unfortunately when push comes to shove it is very true. There are three ways in which a person/entity gets remunerated for their work – salary, fee and/or commission. If you work in the financial world, you will have a bias toward what is right or wrong for a client depending on how you get paid.
Posted on September 29, 2012
Anyone who uses a company called 4Imprint for their promotional products will likely have received one of their ‘Blue Papers’ recently which spoke to the idea that a company should have a social media policy in place. That got me thinking.
Posted on September 4, 2012
The following is an interesting piece that I read the other day.
Mon, 13 Aug 2012 10:42:43 GMT | By Liz Pulliam Weston, MSN Money
The costs of these products increase as time goes by.
Everything you buy makes you poorer, in a sense. But some things have hidden costs that can lead you to shell out far more than you'd expected. Sometimes those continuing expenses are so high that you'll curse the day you first opened your wallet.
Posted on August 22, 2012
I spent a full day last week sitting in a conference room listening to someone who made a lot of sense – Stephanie Holmes-Winton. She spent time in her career managing money for some very wealthy people and as her career progressed, she discovered that the upper, middle and lower classes have something in common other than all requiring oxygen to survive.